ADU Loan Program

TO LEARN MORE ABOUT THE CITY'S ADU GUIDE AND UPDATED ADU ORDINANCE, CLICK HERE. 


ADU LOAN PROGRAM

***DETAILS SUBJECT TO CHANGE*** 


Questions? Contact us at ADULoan@ci.seaside.ca.us or by phone at 408-908-0416.

The City of Seaside is launching its ADU Loan Program, offering thirty-year 0% interest deferred loans to eligible occupant homeowners to renovate, rehabilitate or construct Accessory Dwelling Units (ADUs).

The ADUs constructed as a result of this program will be rented to low-income occupants at an approved affordable rate. 

The ADU Loan Program is available to homeowners whose gross household income does not exceed 80% of Monterey County's Area Median Income (AMI) adjusted by household size. The maximum loan amount per borrower (household) is $100,000. 

•Pre-Approved ADU Plans (Coming Soon)

•Applications close Fall 2023 

•Construction must be completed by July 2024

 


CLICK THE LINK BELOW PROGRAM DETAILS, INCOME LIMITS, AND MAXIMUM RENTAL RATES: 

  1. English ADU Loan Program Flyer
  2. Spanish ADU Loan Program Flyer

CLICK THE LINK BELOW FOR ADU LOAN AND CONSTRUCTION PROCESS

  1. ADU Loan and Construction Process

Workshop Slide Deck

  1. Workshop 2023
  2. Spanish Workshop 2023